Monday, March 23, 2015

Do E-Wallet services and E-commerce Initiatives hampering your saving potential?



Each day, some or the other shopping website is celebrating its mega sale day. And by this drive, it is trying to attract more and more customers to its portal. In the modern scenario, there are a number of websites right from Flipkart, to snapdeal, to amazon and others. As one sale ends, the other one comes with a new one.

How will then a person not be attracted and fall in lure of heavy discounts?

People these days do not think much before clicking the button to buy. It is not like the good old days when we have to plan a shopping day with family to have a purchase. That promoted periodic shopping. But these days, it appears that each single day is a shopping day. We are surrounded by the sellers everywhere. We use Facebook, Twitter, Whatsapp and the internet where advertisments of such sellers come in front of us each minute, and due to this, all we have to do is just browse and sail to the shopping page where most of us end up buying.

Human mind and being always has a craving for new things and new experiences and due to this very nature, we cannot resist the temptation of ordering more and more. We see people all around us who just shop each day, and claim that they are saving due to huge discounts. But is it really the case? Is anyone saving in these big sales of e-commerce companies?

Imagine a scenario. We have a salary of say 100. After our monthly and household expenditures, we managed to save, say, 30 previously at the end of the month. But since these sales came into the scene, hardly anyone is left with anything to save because they already had spend a few more bucks everytime a sale comes and at the end all he is left with is 10-20.

These sales demote the age old philosophy of AAJ BACHAT KAL KHARACH to AAJ KHARACH KAL BACHAT.

This is a worrysome factor as people may not realize that we are heading towards a future where we will not have money but a few things which might not be of much use at that point of time.

Think before you spend, because you had to do much efforts before you actually earn.

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